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Glo Bloom Studio
Bloom Finance app icon

Our first bloom

by Glo Bloom Studio

Bloom Finance. Your money, in bloom.

A calm, offline home for your money. No bank connections. No ads. Just honest tracking, a beautiful calendar planner, and a Night Garden for evenings.

Free 7-day trial · Monthly or Annual subscription

This morning

Good bloom.

Available balance

$2,485

Healthy+ 12% this month

Net this month

+$864

This week

S
8
M
9
T
10
W
11
T
12
F
13
S
14
Farmer’s market
-$34
Freelance
+$450

I · Sunrise

Wake to a calm summary.

The Dashboard

Your morning begins with a soft greeting — not a spreadsheet. See your available balance, this month's net, and the week ahead, all in one glance. Bloom Finance opens the way a good morning should: quietly.

  • Balance, net income, and recent activity — one screen
  • A soft “good bloom” greeting to open the app
  • Bloom Sage palette designed to feel like morning light

This morning

Good bloom.

Available balance

$2,485

Healthy+ 12% this month

Net this month

+$864

This week

S
8
M
9
T
10
W
11
T
12
F
13
S
14
Farmer’s market
-$34
Freelance
+$450

II · Late morning

Every bill, every moment.

The Calendar Planner

One calendar for the whole of life — bills, birthdays, notes, and small rituals. Different colors mark different kinds of days so you can see the shape of your month in a single breath.

  • Multi-event days — bills, notes, birthdays, moments
  • Notes and reminders you add yourself, never automated pings
  • Long-press to add anything to any day

The garden planner

November

SMTWTFS
1
2
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8
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10
11
12
13
14
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Today · Nov 12

Rent due— $1,200
Mom’s birthdaynote
Yoga class6:30 pm

III · Midday

Understand your seasons.

Reports & Financial Health

Monthly and yearly reports tell you where the money bloomed and where it wilted — with a single Financial Health score that grows with your habits. Everything is honest math: no gamification, no dark patterns.

  • Financial Health score with kind explanations
  • Category spend visualized with soft botanical bars
  • Compare month-to-month at a glance

Season report

This month

Financial health

85 / 100

Healthy · growing steady

Categories

Home$936
Food$744
Wellness$528
Travel$420
Fun$264
🌿

You’re bloomier than last month.

Compared to October

IV · Afternoon

Small rituals of setting aside.

Savings Goals

Every deposit is a petal. Build multiple gardens for different dreams — a trip, an emergency fund, a new camera — and watch each one bloom at its own pace. No shame, no pressure. Just quiet growth.

  • Multiple named goals with individual progress
  • Deposits and withdrawals logged per goal
  • Progress shown as blooming petals — never as pressure

Your gardens

Savings

Portugal trip

$3,420 / $5,000

68% bloomed

Emergency fund

$1,700 / $5,000

34% bloomed

New camera

$180 / $1,500

12% bloomed

🌸 $60 planted this week

V · Golden hour

Honest math. Real progress.

Debt Payoff

A gentle path to being debt-free. Choose Snowball or Avalanche, watch a realistic payoff date appear, and let the app quietly track your progress. No shaming, no interest calculators masquerading as advice — just a clear path forward.

  • Snowball & Avalanche projections side-by-side
  • Realistic payoff dates from actual payments
  • Progress bars styled like blooming petals

Debt payoff

Clearing the path

Total remaining

$13,620

Debt-free byMar 2028
SnowballAvalanche
Student loan$8,400
Chase card$1,420
Car$3,800

VI · Twilight

Transparent balances,
honest tracking.

Credit Card Math

Enter a starting balance you know is correct, and Bloom Finance takes it from there. Utilization, next-due, minimum owed — everything computed transparently so your card balance never drifts.

  • Set a starting balance you trust
  • Utilization visualized with the 30% threshold marked
  • Next-due amount + date, without needing bank access

Cards · Honest math

Chase Sapphire

Balance

$1,420

•••• 4728

SAPPHIRE

Limit

$8,000

Utilization

18%

Below 30% — gentle on your score

Next due

$120 · Nov 26

Minimum

Chapter VII · Night Garden

When the day settles,
the app settles too.

Introducing the Night Garden theme.

A deep midnight palette designed for quiet evenings. Warm gold accents replace the mint highlights; every surface breathes low-contrast calm so late-night check-ins never disturb the day’s peace.

  • Reduced-glare palette — easy on tired eyes
  • Warm gold accents replace daytime greens
  • Selectable anytime from Settings
  • The same clarity and calm — dressed for the evening

Tonight

Rest well.

Available balance

$2,485

Healthy+ 12% this month

Net this month

+$864

This week

S
8
M
9
T
10
W
11
T
12
F
13
S
14
Farmer’s market
-$34
Freelance
+$450

Chapter VIII · The whole garden

Everything above,
one calm subscription.

Try Bloom Finance free for 7 days. If it feels right, keep the whole garden with a monthly or annual subscription — no ads, no upsells, no dark patterns.

Bloom Sage + Night Garden

Six curated themes including Bloom Sage and Night Garden, all switchable from Settings, with gentle typography tuned for calm.

Full reports & health score

Monthly, yearly, category and comparison reports with kindly-written insights.

Unlimited savings gardens

Track as many goals as you like — trips, emergencies, dreams — each with its own progress.

Unlimited cards & debts

Track every card and every loan with transparent math and gentle payoff coaching.

Multi-event calendar

Bills, birthdays, notes, and moments — all layered together with soft color coding.

Optional private cloud sync

Only you can read it. Use one device or many — your data stays yours.

A warm mug of coffee resting on a closed book
A warm mug of coffee resting on a closed book

Chapter IX · The promise

No bank connections. No ads. No tricks.

Bloom Finance is offline-first by design. Your data stays on your device. If you choose to enable cloud sync, only you can read it. We will never sell your data — not now, not ever.

Offline first

Everything works without a connection.

Private

Your data never leaves without you.

Honest

No dark patterns, no upsells, no ads.

Read our privacy pledge →

Plant Bloom Finance
on your phone.

Free 7 days. Beautiful to use. Kind to your calm.