Our first bloom
by Glo Bloom Studio
Bloom Finance.
Your money, in bloom.
A calm, offline home for your money. No bank connections. No ads. Just honest tracking, a beautiful calendar planner, and a Night Garden for evenings.
Free 7-day trial · Monthly or Annual subscription
This morning
Good bloom.
Available balance
$2,485
Net this month
+$864
This week
I · Sunrise
Wake to a calm summary.
The Dashboard
Your morning begins with a soft greeting — not a spreadsheet. See your available balance, this month's net, and the week ahead, all in one glance. Bloom Finance opens the way a good morning should: quietly.
- Balance, net income, and recent activity — one screen
- A soft “good bloom” greeting to open the app
- Bloom Sage palette designed to feel like morning light
This morning
Good bloom.
Available balance
$2,485
Net this month
+$864
This week
II · Late morning
Every bill, every moment.
The Calendar Planner
One calendar for the whole of life — bills, birthdays, notes, and small rituals. Different colors mark different kinds of days so you can see the shape of your month in a single breath.
- Multi-event days — bills, notes, birthdays, moments
- Notes and reminders you add yourself, never automated pings
- Long-press to add anything to any day
The garden planner
November
Today · Nov 12
III · Midday
Understand your seasons.
Reports & Financial Health
Monthly and yearly reports tell you where the money bloomed and where it wilted — with a single Financial Health score that grows with your habits. Everything is honest math: no gamification, no dark patterns.
- Financial Health score with kind explanations
- Category spend visualized with soft botanical bars
- Compare month-to-month at a glance
Season report
This month
Financial health
85 / 100
Healthy · growing steady
Categories
You’re bloomier than last month.
Compared to October
IV · Afternoon
Small rituals of setting aside.
Savings Goals
Every deposit is a petal. Build multiple gardens for different dreams — a trip, an emergency fund, a new camera — and watch each one bloom at its own pace. No shame, no pressure. Just quiet growth.
- Multiple named goals with individual progress
- Deposits and withdrawals logged per goal
- Progress shown as blooming petals — never as pressure
Your gardens
Savings
Portugal trip
$3,420 / $5,000
68% bloomed
Emergency fund
$1,700 / $5,000
34% bloomed
New camera
$180 / $1,500
12% bloomed
🌸 $60 planted this week
V · Golden hour
Honest math. Real progress.
Debt Payoff
A gentle path to being debt-free. Choose Snowball or Avalanche, watch a realistic payoff date appear, and let the app quietly track your progress. No shaming, no interest calculators masquerading as advice — just a clear path forward.
- Snowball & Avalanche projections side-by-side
- Realistic payoff dates from actual payments
- Progress bars styled like blooming petals
Debt payoff
Clearing the path
Total remaining
$13,620
VI · Twilight
Transparent balances,
honest tracking.
Credit Card Math
Enter a starting balance you know is correct, and Bloom Finance takes it from there. Utilization, next-due, minimum owed — everything computed transparently so your card balance never drifts.
- Set a starting balance you trust
- Utilization visualized with the 30% threshold marked
- Next-due amount + date, without needing bank access
Cards · Honest math
Chase Sapphire
Balance
$1,420
•••• 4728
SAPPHIRE
Limit
$8,000
Utilization
18%
Below 30% — gentle on your score
Next due
$120 · Nov 26
Chapter VII · Night Garden
When the day settles,
the app settles too.
Introducing the Night Garden theme.
A deep midnight palette designed for quiet evenings. Warm gold accents replace the mint highlights; every surface breathes low-contrast calm so late-night check-ins never disturb the day’s peace.
- Reduced-glare palette — easy on tired eyes
- Warm gold accents replace daytime greens
- Selectable anytime from Settings
- The same clarity and calm — dressed for the evening
Tonight
Rest well.
Available balance
$2,485
Net this month
+$864
This week
Chapter IX · The promise
No bank connections.
No ads. No tricks.
Bloom Finance is local-first by design. Your data lives on your device. If you sign in and enable optional Bloom Finance account sync, selected information is securely transmitted and stored so authorized devices stay in step. We never sell your data or use it for advertising.
Offline first
Everything works without a connection.
Private
Your data never leaves without you.
Honest
No dark patterns, no upsells, no ads.
Plant Bloom Finance
on your phone.
Free 7 days. Beautiful to use. Kind to your calm.